Many compatriots are confident that a loan or mortgage is a light burden, to cope with which by anyone. But, as you know, life is unpredictable, and the fact that yesterday did not arouse extra questions, today it may be the main problem. Statistics are sad: at least 30% of the loan that took place is not able to pay it. As a result, the financial institution, which issued a loan, confiscates from the borrower purchased for money issued by money.
In the future, apartments, household appliances, cars, clothing and much more turns out to be on secondary market. The main advantage of such lots becomes their value, which is lower than the average market at least by 25%. It is stupid not to take advantage of this offer and unconfigure, for example, a car.
Convenient service to buy confiscated car
But how to find out where it is carried out sale of confiscated cars? Our resource is a unique base that will help find pledge cars of Russian banks in a matter of minutes. The advantages of the service are a convenient form of finding an interesting position, allowing to sort the goods in the region and cost. It is also characterized by an extensive database, which is regularly updated with new positions. Moreover, subscription to the news will allow you to first find out what is carried out sale of confiscated cars. Moreover, the resource offers detailed information on how sale of confiscated cars by banksSo that you can prepare for purchase.
How is the sale of confiscated cars?
First you need to carefully examine the information provided on the site. Detailed description will help compare secure cars from banksBy defining the position of interest.
The car is a fairly serious purchase, so it is not necessary to fully rely on the seller's words, read the technical documentation personally. Make sure the machine is in good condition and matches your requests.
So, we suggest familiarizing yourself with the stages of making a transaction of the purchase and sale of the confiscated car:
The first thing is worth starting - to contact the financial organization and see the vented on the subject of implementation. Since the latter is extremely important that the sale of property takes place, they go for concessions to potential buyers and do not refuse to explore the subject of purchase.
If after inspection the desire to buy a car will not leave you, then it's time to apply for participation in the auction
As a confirmation of the intention to become the owner of the car, you will be asked to make a mortgage amount. In the event of the auction win, the amount paid earlier will be prepayed for cars. In the case of loss, you will be returned to the last penny for three days. For this reason, the risks will lose their own finances in an attempt to purchase sberbank mortgage cars and other financial institutions are minimal.
After the application is submitted, the financial organization will report where and when will take place auction of confiscated cars in Moscow. Pay attention to the fact that according to the legislation of the Russian Federation, in the event of victory at the auction, it is necessary to pay the bank for 10 days to pay the bank a full cost of purchase. In the event that no amount on your hands, you can make a loan in the same institution that I made the sale of technology. As a rule, conditions in this case Much more profitable market.
Sale of confiscated cars: preparation of documents and possible risks
Catalog confiscator service collected all offers for selling bailiffs of confiscated cars. If you have decided on the lot, it means you need to prepare for purchase in advance and collect required package documents. Today sale of mortgage cars Sberbank carried out in accordance with the legislation Russian FederationAs part of which the physical person must have a passport, a check on payment of duty and the number of bidding member.
Do not forget that the sale of confiscated property for legal entities Requires an extended package of documents. The confirmation of both the legal and financial consistency of the institution becomes obligatory.
Like any other transaction, conjugate with certain risks. So that they do not appear to be an unfortunate surprise, pay attention to the following:
1. In pursuit of money, financial institutions may default on unsatisfactory technical condition car. The buyer has the right to hold within ten days after the purchase technical inspection vehicleto get an objective assessment.
2. More serious difficulties sale of confiscated cars in Moscow can turn into legal issues that are inherited new owner. For example, incorrectly decorated papers can cause problems on the operation of the machine in the future.
To avoid similar troubles, read all the lot documents before joining the auction.
Despite all the difficulties sale of mortgage cars - This is a great way to acquire technique, not overpaying more superfluous in the salons.
The first car confiscated for re-drunk driving, From the auction in the "East" shopping house. Diesel "Fiat Styloo" 2002 was put up for sale at a price of just over 28 million rubles, and the new owner cost 46 million rubles.
The place of sale of confiscated cars - the Vostochny trading house - is located on the outskirts of the city in Uruchery and reminds Promon to some enterprise. Passing with "turntable", warehouses, cabins. An open-air area is a variety of industrial equipment, covered by polyethylene weather.
Auctions for the sale of vehicles are held on Thursdays in a small hall of one of the warehouses. Today, about fifty people took part in the auction, mostly young guys. Bidding went fast enough - an average of 1-2 minutes per car. It was seen that many came for a very specific machine, since immediately after her sale left the hall after the happy buyer.
New owner confiscated from a drunk driver "FIATA STYLE"
Parking of confiscated cars surprises a variety. Old Uau-"Bukaka", "Porsche Panamers", new in the Factory Packaging Film "Nissan" and "Tired" "Golf" of the second generation, new auto trucks and a rust-covered excavator, several trucks. Registration numbers Also a variety of - all regions of Belarus, Latvia, Lithuania, Russia, France.
It is impossible to ride on the crazy car, you can only start the engine. If, of course, it turns out. Many cars S. diesel engines They were confiscated in the summer, and they are filled with a summer diets, which in the twenty-perdus frost turned into a paraffin gel. However, this circumstance did not stop today's buyer of the Minivan "Citroen".
After buying before the new owner, Gomel got a problem where he warm the car to get home on it. Unfortunately, warm boxing In TD "East" is not provided.
Buying a confiscated car - pretty attractive offer. The mortgage cars are the property that was taken away by the bank from the owner due to non-payment of debt on the loan. Such cars are sold only with the consent of the debtor himself, however, in this case there are many types of fraud.
The bank, and the debtor himself can be engaged in the sale of such property. In any case, money from the sale goes to repay debts, and it is worth such a car at times cheaper than even used model. If the debtor itself finds the buyer to his car, then the transaction is completely overseen by the bank, since, in fact, it is the owner of this property. This fact is confirmed by a special seizure act. In order to protect yourself and do not stumble upon pitfalls at the time of buying - .
How is the purchase of confiscated car?
If you want to purchase a confiscated car, then the fact of controlling by the banking institution of the entire transaction will indicate its security. The bank will provide all the necessary data on cars, documents and will allow car testing. Plus, when buying a collateral car through a bank, you can also take a loan for a purchase that will be close in terms of mortgage.
As a rule, the Bank issues loans for confiscates under 17-20% per annum.
The debtors sell confiscates at prices close to the market, as the balance of the amount after paying the debt will return to them much more profitable. Sale through the bank has the status of forced and price, respectively, cheaper. The legal side of the issue will be fully framed if the purchase passes through this institution.
Stages of the transaction through the bank
The act of the purchase and sale of the car confiscated by the Bank must be held in full compliance with the legislation and to assume these stages of the transaction:
- before moving to the paperwork, you need to come personally to the bank, the proposal of which you are interested in and thoroughly inspect the car. No organization can hide this information from you - you have the right to fully check the car, even a hundred, to carry out a test drive and any other evaluation operations;
- as a rule, most banks in Russia play special bidding for the confiscated car. In this case, you need to apply and make a certain deposit that will return to you 100% if you lose these bidding. When you win, this deposit will go as part of the payment for the car;
- after the bidding, the buyer is extremely necessary to fully pay the car during the first 10 days or make a loan for payment, since this operation is urgent enough, because the borrower needs to urgently pay off the obligations to the bank.
Pros and cons of purchase of confiscate
The acquisition of a car confiscated for non-payment of debts is quite serious and has a lot of positive and negative sides.
The advantages of acquiring such a car are:
- since such an operation is always overseen by bank institutions, buy a car through the bank will be best option. In this case, you are provided with all documentation and the transaction is carried out in full compliance with the legislation;
- you can take a loan at the very same bank for the purchase of confiscated;
- you can smoke a debt obligation at the borrower, which is also the mass of the advantages;
- the confiscated cars are usually much lower in the price, and they may have a minimum mileage.
You can also distinguish such shortcomings of the purchase of confiscates:
- often, if the Decisions of the Transaction itself and the proposal itself holds the debtor himself, it does not establish too low prices that can be expected from the confiscated car;
- there is a risk to get on scammers who transmit debt obligations and disappear or the car in the end turns out to be faulty - variants of fraud this market weight.
In any case, if you still decide that you want to buy a car with confiscate, it is recommended to hold full check All participants in the process.
How to protect yourself when buying a confiscated car?
In order not to get to the fishing rod to fraudsters, you need to carefully prepare for the transaction:
- the debtor needs to know the information about what car was bought a car;
- after that, you need to make sure that these salon is a borrower without loans;
- when buying, you need to check all documents on the car for authenticity, as often fraudsters do very skillful duplicates with a small mark in the corner, which is quite difficult to notice;
- you can easily view the credit history of the seller to make sure there are no additional charges for this car;
- it is necessary to compile a purchase agreement - the sale of the car, which will be certified by the notary, is confirmed by the bank and have all the necessary items. One of these items is the lack of additional interest rates on the car and the full repayment of the loan in the bank after its sale;
- you should take copies of the documents from the seller of the car so that in the case of which it was possible to contact the law enforcement agencies.
Where to buy confiscated cars in Russia?
The Russian confiscation market is quite wide. There are mass grounds for selling such cars and a large number of different proposals.
So where can I buy confiscates for affordable prices In the Russian Federation?
- on the Internet portals of the banks themselves that set secured cars in cheap prices. They can be sold and those cars that are sold from the face of a non-payment, and a car for forced sale. For example, the famous Baltic Leasing Bank provides elite, expensive luxury class cars at a price of 2.5 to 7 million rubles. Sberbank of Russia gives advantageous loans for the purchase of confiscate, which in elite cars varies from 1.5 to 3.8 million rubles. VTB Bank provides excellent cars different types at a price of from 1 to 5 million rubles - for a small mileage and an excellent condition of the car;
- official confiscate sites, such as, for example, Konfiskator.com, where there is a convenient search system and you can choose any model that is in your area. This site provides all information about cars and their owners, being an official portal for the sale and purchase of confiscate;
- various announcements on boards, in newspapers and other printed products, which are also used for more efficient and fast selling;
There are also bases on which all banking proposals are collected on confiscated, which suggest the transaction between the borrower and the buyer without their support.
In such a case, the need to hire a professional lawyer who will hold the transaction itself in accordance with current legislative acts.
Buy confiscated mortgage car in Russia will not be difficult - there is a mass of sites, auctions and banks providing profitable terms. Clearingly having studied all the pitfalls and prepared for the deal, you can easily acquire a confiscated car at the best price!
GELä ndewagen, on which Russian tried to transport 12 kg of marijuana across the border, rare Cadillac, "drunk" quad bike and Volkswagen Passat. With fake documents. The site visited Brest autoconfiscat and found out the past of cars "with a bad aura".
Today in the implementation of Brest autoconfiscate 300 units of equipment. Most places on the storage of the Vostochny trading house on the street of the city are occupied by the lunaries of the 1990-2000 release. Prices are different: from 1.2 million rubles for rusty Wartburg 1991 release to 666 million for refined Cadillac.
The number of numbers in the "cost" column indicates not only former owner, but also about the past Machines: cheap often go to autoconfiscate for "drunk", dear - for smuggling.
One example is Mercedes-Benz Geländewagen 2008 with Russian numbers. IN cozy salon German customs officers in the niches for acoustics and under the trimming of passenger seats found 19 packages with a substance of vegetable origin weighing 12.4 kg. The driver did not unlocked and immediately said that he bought marijuana for personal purposes. By the court decision, the goods seized, and the car was sent for sale from the auction. Now the initial price of the lot is 621 million Belarusian rubles (about $ 41 thousand)
Another common cause of confiscation is a violation of the rules of temporary import. In the reports, such machines fall regularly. It so happened with the Rarity Cadillac Deville of 1964 - it is exposed for 666 million rubles (almost $ 44 thousand)
Wishing to buy for such a price rarity cars There are no Brest yet. If the situation does not change, the car will appear on the revaluation. If it does not help, the procedure will repeat and the cost of the car will again decrease.
"Good cars here are not delayed, - Occasioned by Cadillac, a young man who came to choose a small car. - Most who come here are looking for good cars at low price. These are disassembled quickly. The story of the car little confuses. Here I somehow long ago, my father bought a car confiscated for smuggling with auction. So he found there, and I also found a cache with cigarettes, and not yet one year and he, and I travel on it. Here the main thing is either in the technique of smoking, or take someone who understands. And then you can fly. "
Fake documents, booze and decree number 6
The Terinner was a way to Brest Autoconfiscate and Volkswagen Passat 1997 for 63 million rubles. The car drove from Lithuania to the customs union citizen of Kyrgyzstan. After a while, the car was allegedly removed. The same Volkswagen surfaced in Baranovichi. As it turned out, Belorus bought a car in Minsk, and the last owner in Moscow. All documents on the car were fake. 
It can be said that the history and Pickup Ford F150 2003 is unique: the car was trying to drive a private enterprise on Decree No. 6, which provided for climbing on customs clearance of vehicles for firms and entrepreneurs registered in rural areas. As it turned out, this vehicle under the benefits did not fall. The current starting price of a pickup is 162 million rubles (about $ 10.7 thousand).
Among the old-timers of autoconfiscate - products of the Soviet Auto industry. Most cars arrived here from the districts of the Brest region: for "drunken" drivers. Prices vary depending on the condition: from 1.4 to 8 million rubles.
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Alone from motorcycles is lonely quad bike TGB Blade 250 2009. He was also put on auction also for the "shoals" of the former owner - a resident of Baranovichi twice drunk drunk during the year. The initial price of the vehicle is 21 million rubles.
A good start
Despite prejudices about the "bad aura" confiscated car, there are enough participants. At the same time, from the end of last year there is a small purchasing excitement. According to the Brest autoconfiscatis, in the last decade of 2014 every month from the auction went on average 50 units of equipment. In October, 58 vehicles were implemented for a total amount of over 1.7 billion rubles, in November - 38 (over 1.4 billion rubles), in December - 45 (1.8 billion rubles). The beginning of the year is also optimistic: by January 21, 52 units of technology have already been sold.  |  |
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How to become a member of the auction?
1. Pay for the deposit - 10% of the cost of the car you like (requisites on the website of the enterprise).
2. On the basis of the receipt of payment of the deposit, an application for participation in the auction and the design of the Rights Agreement, the obligations and responsibilities of the Parties in the process of preparing and conducting trading in the section for the sale of cars RUE "East Trading House has been submitted.
3. On the day of the auction, register in the section for the sale of cars or in the auction hall and get a sign with a member number. The number on the plate corresponds to the number of the submitted application for participation in the auction.
As representatives of the Vostochny trading house say, 99% of cars confiscated "for drinking" cars entering the sale - old, rust, often broken "iron". But it also finds his buyer - interest in the auction trading on the sale of confiscated vehicles is only growing.
Belorussian courts were turned into income to the state of Belarus, it is possible at the sites in Minsk (Uruchskaya St., 14a) and Brest, or on the site TD "East" - an organization that is responsible for storing and implementing confiscated - konfiskat.by. All cars can be viewed live, at the request of buyers they will open them, will lead, if possible, they will drive them into the overpass, documents will show, but they will not go to pass - neither in the site (" A lot of transport here is located, suddenly damage, wipe") No, especially outside of its borders, explains the first deputy director of TD" East " Dmitry Bortkevich.
Together with him we passed on the site and looked at the cars put on the implementation, motorcycles, scooters, mopeds. Trade home employees know the sad stories of many vehicles - we remembered them and we.
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- Almost all motorcycles are confiscated under Art. 317 of the Criminal Code of the Republic of Belarus - for "drinking". The same with tractors - if a tractor is received, you can be sure that he lost some organization for repeated drinking His employee.
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But on this snowmobile Bombardier in the Gomel region. In the transport of the violators, the meat of moose and a gun browning were found, the poachers managed to shoot more and wild boar. In addition, during the detention of a man did not fulfill the requirement of the State Schools to stay in place, and since the snowmobile hunters was damaged, they tried to catch the service transport of inspectors and hide.
By the court decision, the snowmobile was turned into the income of the state, he was ready to sell for 93 million rubles, but sent to revaluation.
With each revaluation, Dmitry Bortkevich explains, the vehicle becomes only cheaper: if nobody became interested in technology for a month, it means that it is expensive for a potential buyer. The cost reduces a maximum of 15%. And again expose to the auction. If there are no wishing - again on the revaluation. And so as long as the price still does not suit someone.
As the site has already written, the territorial commissions for working with property facing the state of state are evaluated.
Experts have special calculation techniques, taking into account the year of production, and a state, and a complete set - and, of course, market value Similar model. But, apparently, not all buyers are ready to take the car for the market value "with history" - therefore, often the price of confiscated machines after several revalimals differs significantly from the market.
Although, they assure in TD "East", buying a confiscated car through auction - more "transparent" and non-Christian event than the acquisition of a "cat in a bag" on the market or via the Internet.
- Here are all cars with clean, though a complex story. They do not prepare them for sale: if a bat - then the buyer sees, where and as broken, if they burn "errors" on the panel - then no one masks them if rusty - well, what is there, which is, because the price is suitable.
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At the site, it is enough, without the right of alienation for three years - here is the price of them initially below the market. Simply put, these are cars for riding in Belarus: they are "legalized" here and "cleared" from every criminal track, but, even at least a ban on traveling abroad on such a car, the Belarusian side does not establish, traffic police will surely warn it: do not go away - the first The foreign policeman who stopped you will see in the database that the car is listed in the hijacking or is associated with some other criminal history.
Read completely:
- We provide them with the first customer requests to them all the history available to us: the court decision, documents from the customs, tax authorities and traffic police- assures Dmitry Bortkevich.
If expensive SUVs come across on the site - this is not going to the fortuneteller, confiscated customs: " Drunkard "do not come across"," Staff of the trading house laugh.
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By the way, for those cars that customs confiscated, and later, the court paid to the state's income, paying customs duties is not necessary - such legislation. The Bid Organizer will give the buyer a package of documents required for registration: an account-certificate, court decision, technical support.
There are also cars confiscated by the court in organizations for non-payment of taxes or smuggling - mostly buses, heavy trucks or construction equipment.In accordance with Art. 278 of the Customs Code of the Republic of Belarus The goods imported into the customs territory are considered to be under customs control from the moment of intersection of the customs border when they are imported into the customs territory prior to their withdrawal from customs control in connection with confiscation or appeal to state ownership in accordance with the law.
- If the Russian numbers, then the machine, in the overwhelming majority, was confiscated either for the interrupted numbers or per pimp- Tale in "Eastern".
The court decisions on its confiscation from Pinsky disabled for a drunk ride of his wife caused a lot of disputes among our users.
apparently, there are disabled in its composition. "
How to become a member of the auction?
2. On the basis of the receipt of payment of the deposit, an application for participation in the auction and registration of the Rights Agreement, the obligations and responsibilities of the Parties in the process of preparing and conducting trading in the section for the sale of cars RUE "Trading House" East "(as part of the address, arriving at the address : Minsk, uruchskaya st. Uruchskaya, 14a, and in absentia - sending a copy of the receipt by fax or e-mail). Documents are executed on time until 16.00 days preceding the auction.
3. On the day of the auction, register in the section for the sale of cars or in the auction hall and get a sign with a member number. The number on the plate corresponds to the number of the submitted application for participation in the auction.
The conclusion of the contract for the sale of the vehicle and its payment is carried out by the winner of the auction (the only participant in the auction) on the following dates:
For individuals - no later than 3 banking days from the date of signing the protocol on the results of the auction;
For legal entities and individual entrepreneurs - no later than 5 banking days from the date of signing the protocol on the results of trading.
The transport contract of the vehicle is after presenting the winner of the auction (the only bidder) copy of the payment documents on the transfer of the cost of the cost of organizing and carrying out trading.
Car registration
Vehicles facing the state's income, after their implementation, are recorded by the GAI registration unit with the direction of the relevant notification at the place of previous registration.
