Aeroflot Visa Gold, Classic and Signature cards– a credit card that allows you to earn Aeroflot Bonus miles and exchange them for award tickets of Aeroflot airlines or SkyTeam alliance companies, as well as a convenient opportunity to make purchases all over the world, where bank cards are accepted for payment.

General information

• Credit limit: up to 3,000,000 rubles.
• Interest rate from 21.9% to 36% per annum
• Visa PayWave contactless payment technology for purchases using Aeroflot Visa Gold cards.
• Grace period up to 50 days
• Service fee - 900 rubles. per year on the Classic card; 3.5 thousand rubles by Gold card; 12 thousand rubles by Signature card
• Card validity period – 3 years

Additional options

Each time you pay with a Visa Gold, Visa Classic or Visa Signature Aeroflot card of Sberbank of Russia, bonus miles are credited to your account as a member of the Aeroflot Bonus passenger reward program. After earning a certain number of miles, you can exchange them for an award ticket to any country in the world where Aeroflot and SkyTeam alliance aircraft fly.

Bonus miles accrual:

1. Aeroflot Visa Classic: 500 welcome miles and 1 mile for every 60 rubles or 1 dollar/euro spent on purchases.
2. Aeroflot Visa Gold: 1,000 welcome miles and 1.5 miles for every 60 rubles or 1 dollar/euro spent on purchases.
3. Aeroflot Visa Signature: 1,000 welcome miles and 2 miles for every 60 rubles or 1 dollar/euro spent on purchases.

Client Requirements

• citizenship of the Russian Federation;
• age from 21 to 65 years inclusive;
• permanent registration on the territory of the Russian Federation;
• a total work experience of at least 1 year in the last 5 years and a period of work at the current place of work of at least 6 months.

Advantages and disadvantages of a credit card

Pros:

• Bonus miles accrual
• Aeroflot-Bonus premium calculator
• Service class upgrade with Aeroflot-Bonus miles
• Transfer of Aeroflot-Bonus miles to charity
• Programs of discounts and special offers from international payment systems Visa
• Programs of discounts and privileges "World of Visa privileges".
• Travel medical support;
• Participation in the "Thank you from Sberbank" program.

Minuses:

• Bonuses under the "Thank you" program are not awarded for purchases not from partners.

How to apply for a Visa Gold, Classic or Signature Aeroflot credit card

You can apply for a card at a branch of Sberbank. You can apply for a card on preferential terms under a pre-approved offer if:

• receive a salary or pension on a Sberbank card;
• use a Sberbank debit card;
• have deposits in Sberbank;
• took out a consumer loan.

Reviews

And I constantly encounter some problems with cards, and now the card has expired, I will notice that I have Visa Gold Aeroflot, and I can’t find the branch where I can get it, since the branch where I issued it was closed, I I found out when my wallet was stolen from me and I had to restore it, you can restore it in any branch, which I did by contacting Shmidtovsom 16, and now after the expiration date they tell me to contact the place where the account is maintained. The most unpleasant thing is that I can’t get where I can still get it, contacting the support service, I was first given one branch, then the second, and the third time it was said that the card was on Shmidtovs 16, where they told me that there was nothing. I have no words for such a service, and I have been using Sberbank cards for a long time, and I like it, but the incompetence of the employees is simply terrifying, at one time when my card was blocked, I sought an intelligible answer for a week, tired of endlessly telling the same thing: "Sorry, Bank's mistake!", but what versions have I not heard enough from employees, and this is sad. And the conclusion comes by itself, what's the point in a gold card with an annual service of 3000 rubles? I came to the conclusion, just don’t look for this card anymore, but go open a new, simplest one, otherwise the gold one becomes too gold, given the loss of time on it, especially when you are used to all operations online. Please do not disregard this comment. -Sincerely, Motricheva O.A.

TI, who, like me, firmly decided to bring my dream of traveling to distant lands closer, I want to tell you how to make it so that you can fly for free! Or at least save on tickets. Order a VIZA Aeroflot card for yourself. I ordered a classic card; it is still cheaper to maintain (900 rubles) than the Golden one. I will be talking about her.
It is easy to open a card: in any office closest to you if you have a desire and a passport. Wait 10 days for the card to be made and delivered to the office. You will receive an SMS notification that the card has been prepared for you. You have to pick it up where you ordered it. Although if some unforeseen situations happened, then in principle it is possible in another office, but then you need to write an application at the office where you want to get a card and wait at least another week. In this case, you will have to convincingly explain to the operator that you have the right to do this, but she (the operator) is usually not aware ... But, believe me, it's real! don't ask me how I know this...

What does this card give? In principle, all the advantages of a regular VISA and ... the accumulation of miles for the money you spend in the store. Do you want to fly to sky-high distances? Pay everywhere with a card, even for a loaf of bread. Every 30 rubles you spend will earn you 1 mile, as well as every euro or dollar. The card is multicurrency. At the same time, it is very convenient to transfer funds into foreign currency through the "Sberbank Online@yn" system. Currency conversion is immediately visible. Many people say "Oh, yes, while you save up for a ticket, you will grow old ..." and at the same time they buy, for example, furniture through a card ... Find out how much you need a mile to get to the country of your dreams (just ask at the Aeroflot) and calculate how much money you need to spend...
An interesting point: cash withdrawals through Sberbank ATMs throughout Russia are free.
Personalized card, with a chip. CVV2 (CVC2) code is also present, allowing you to shop online.
When you sign up for the rewards program, you will receive 500 welcome miles... It's so nice!
You can make additional cards for this card, for example, for children ... but ... for a fee. At the same time, miles on the cards are not summed up. A relative will, as it were, save up for a separate ticket ...
This card can be safely used in most countries.
I know that you can order such a card as a "salary" ... Unless, of course, you are one of those lucky ones who can persuade management to pay you for the annual maintenance of this card. Or if you yourself are the management ... For some reason, many of us still think that the "salary card" is tricky - a separate card ...

Together with partners, Aeroflot has developed a special program to encourage passengers. For each flight or cooperation with companies participating in the program, special points are received on the Aeroflot Bonus card - miles. Sberbank also participates in the program. The Bank has developed a special Aeroflot Bonus Sberbank card, using various types of which you can earn miles. In the future, they can be exchanged for discounts or free services, upgrade the class of service or get an elite level that gives maximum privileges.

Overview of the Aeroflot Bonus program

All passengers over the age of 12 can sign up for the program and earn miles with every flight and with every purchase or partner service. Not only flights with Aeroflot are counted, but also with other airlines that are members of the SkyTeam alliance.

Miles is the unit of account for the program. They are divided into qualifying and non-qualifying. The former are credited for completed flights, and are used to receive discounts, free tickets and receive an elite level of a member. The latter can be obtained for the services of partners or as a bonus for the next flight (if you have an elite member level).

Miles tend to expire if the participant has never flown with Aeroflot and partners within two years.

Overview of Sberbank debit cards Aeroflot bonus

Sberbank offers to earn miles for desired trips by using special cards and making everyday purchases with them. You can use them to earn miles in the Aeroflot Bonus program and Thank You points in parallel. The latter can also come in handy when traveling to pay for hotels and car rentals. Citizens of Russia at least 14 years old can become owners of all types of cards.

There are 3 types of debit cards in the line. All of them use the payment system VISA. The difference is in the status and list of services, as well as in the conditions for accumulating bonuses. With the increase in the status of the card, the number of points awarded also increases.

Sberbank Aeroflot card - how miles are credited on debit cards

• Visa classic Aeroflot. The card immediately has 500 gift miles. Spending every 60 ₽ / 1$ / 1€, the cardholder receives 1 mile.
• Visa Gold Aeroflot. This card comes with 1,000 award miles. When making purchases, its owner is enriched by 1.5 miles by spending 60 ₽ / 1$ / 1€.
• Visa Signature Aeroflot. When you open this card, 1,000 bonus points are included as a gift. Each 60 ₽ / 1$ / 1€ used for purchases replenishes the bonus account by 2 miles.

Important! Bonus miles are accumulated only for completed purchases. When cashing out or transferring money, bonuses are not awarded.

Debit card service cost

• Visa classic Aeroflot. In the first year, maintenance will cost 900 rubles, and in subsequent years - 600 rubles.
• Visa Gold Aeroflot. The cost of annual maintenance is 3.5 thousand rubles.
• Visa Signature Aeroflot. A year of maintenance invariably costs 12 thousand rubles.

After purchasing a debit card, it is necessary.

Review of Sberbank credit cards Aeroflot bonus

Credit cards are similar in terms of conditions to debit cards, but in addition they give you the opportunity to get money on credit.

It also issued 3 types of cards.

Reference! Before ordering a credit card, you should go to your personal account on the bank's website and check personal offers. They regularly come to regular customers and make more favorable conditions available.

How miles are credited to credit cards

• Visa Classic Aeroflot. Gives its owner 500 miles upon opening. You can get 1 mile for every 60 rubles spent on purchases.
• Visa Gold Aeroflot. 500 welcome bonuses are immediately credited to the card, and each purchase for the amount of 60 rubles gives 1.5 miles.
• Visa Signature Aeroflot. With it, 1,000 welcome miles are credited. Each purchase in the amount of 60 rubles or more replenishes the bonus balance by 2 miles.

Cost and terms of servicing Sberbank credit cards

• Visa Classic Aeroflot. Annual maintenance will cost 900 rubles.
• Visa Gold Aeroflot. For each year, you will have to pay 3.5 thousand rubles.
• Visa Signature Aeroflot. Maintenance for the year will cost 12 thousand rubles.

After purchasing a credit card, it is necessary.

Please note that here, as in the case of debit cards, miles are awarded only for purchases. Cash withdrawal or transfer of funds does not bring bonuses.

How to spend Aeroflot miles from Sberbank

Miles from partners can be spent on 3 types of rewards: a free ticket, an upgrade in the class of service and awards from companies participating in the program.

1. Free ticket. Available on regular flights of Aeroflot or other members of the SkyTeam international alliance. To receive, you need to accumulate a sufficient number of bonus points. Important! The ticket is issued no later than 6 hours before departure and is non-refundable.
2. Service class improvement. Accumulated miles give you the opportunity to use the classes "Comfort" or "Business". The class can be upgraded for a one-way or two-way flight. At the same time, depending on the chosen class, the free baggage allowance also changes. Important! You cannot upgrade the class of service on an open date ticket .
3. Partner Awards. Miles provide an opportunity to use free or discounted services or products of program partners from the awards catalog.

In order to receive any award, you need to have a sufficient number of bonus points. Also, the participant must have at least one flight with Aeroflot in the last year.

Read more about what you can spend miles on.

Reference! You can transfer miles from Sberbank to another program member or donate the free service itself - a ticket or an upgrade. You can do this no more than 10 times in 12 months.

miles calculator

On the Aeroflot website, you can use the calculator, which will help you calculate how many miles you need to fly to different cities of the world. It is enough to enter the data of the years of departure and arrival. For example, a flight from Moscow to St. Petersburg will cost 10,000 miles in economy class and 15,000 miles in business class.

Sberbank offers its own calculator. It is useful for calculating potential mileage accruals. By entering the approximate amount of monthly spending on the card, you can calculate how many bonuses you can accumulate over a certain period.

How to find out miles on the Sberbank Aeroflot card

You can check your bonus account regularly. This makes the scoring transparent and helps you understand how quickly you can get one of the premium services. To check on the website of the bank and the Aeroflot Bonus program. Go to your Personal Account and check the balance of the bonus card.

Conclusion

By becoming a member of the Aeroflot Bonus program, you can earn miles not only for flights, but also for cooperation with partners. One of them is Sberbank, which has issued special debit and credit cards on which bonuses are accrued. The cards provide welcome miles and accruals for all purchases from 60 rubles. The points earned can be spent on flights, service class upgrades or awards from partners. Special calculators on the websites of Sberbank and Aeroflot help to calculate the potential accumulation of miles and the ability to spend them.

Since the Visa Gold Aeroflot debit card at Sberbank is not suitable for all users, we will consider in more detail its features of obtaining and using it.

The map is aimed at those who frequently fly. When money is withdrawn from the card, bonus miles are accrued. Subsequently, they can be used to pay for air tickets from Aeroflot, or for privileges. Debit card Visa Gold Aeroflot in Sberbank has the following advantages:

1. You can use the Aeroflot Rewards calculator. In the process, miles are exchanged for services provided.
2. You can book hotel rooms and rent a car through the Aeroflot website.
3. You can earn miles when paying with a card in restaurant complexes or stores of certain chains.
4. VIP service is provided during flights.
5. You can transfer miles to charitable foundations.
6. It is possible to pay contactless by sending prompt messages through the Visa PayWave service.
7. During the trip, you can count on full medical care.
8. You can use the privileges of the Visa company.

Moreover, the last two positions refer exclusively to the Visa Gold Aeroflot debit card in Sberbank.

Aeroflot card features

The debit card Visa Gold Aeroflot in Sberbank allows you to carry out all financial transactions inherent in this type of card, including outside of Russia. Several advantages:

• you can control the balance, manage accounts, make transfers and payments through the Sberbank Online system;
• use notification systems for completed transactions, subject to the connection of the Mobile Bank;
• conduct financial transactions through 3D Secure;
• link an account to a Yandex.Money wallet.

Visa Gold Annual Maintenance Cost Aeroflot in 2018

The cost of annual maintenance Visa Gold Aeroflot depends on the type of currency:

• in rubles - 3500;
• in euro - 120;
• in dollars - 120.

In subsequent years of service, the cost remains the same.

Tariffs and conditions for providing debit cards at Sberbank

How to get an Aeroflot card

Since the Visa Gold Aeroflot debit card at Sberbank is quite specific, it is not always worth choosing. Especially if you don't have to fly often.

To obtain an Aeroflot Visa Gold card at Sberbank of Russia, you must submit an application. You can do this:

• by contacting a bank branch;
• through .

Waiting for release takes 2 days. Then you should visit the bank, sign an agreement and receive a card along with a PIN code and instructions.

Salary Visa Gold Aeroflot is no different from the usual one in terms of functionality. It has certain advantages:

• the possibility of obtaining a loan at a lower rate;
• loyal conditions for issuing a mortgage;
• connection of a larger overdraft amount.

Aeroflot Bonus cards support the VISA international payment system and are issued by Sberbank in three configurations: Aeroflot Sberbank Classic debit cards, Sberbank Aeroflot Gold debit cards, and Aeroflot Visa Signature debit cards. They are united by a special type of bonus, which is credited to the cardholder not in Thank You bonuses or in rubles, but in miles.

Miles are then exchanged for discounts or services of Aeroflot air transport companies or the SkyTeam alliance - for example, you can fly in a more privileged class (from economy to business class), etc. Special conditions: it is not possible to upgrade the class of service on an open date ticket. A ticket redeemed for miles is issued no later than six hours before the departure of the aircraft and cannot be returned back.

Aeroflot bonus program is popular with Russians

More miles allow you to choose awards from the so-called awards catalog, which is created by partners of the Aeroflot Bonus program. Special conditions: eligibility for a certain award is subject to a certain amount of accumulated miles. The program participant must also fly at least once in the last year on an Aeroflot aircraft.

How to get a Sberbank Aeroflot card

Registration of the Aeroflot Bonus Sberbank card is carried out at any branch of the bank. You can also pre-order an Aeroflot bonus Sberbank card using the Sberbank service online.

You can register an Aeroflot bonus Sberbank card if you provide a passport of a citizen of the Russian Federation at the office, after which the applicant fills out a standard package of documents.

Issuing a card at the Sberbank office does not take much time

Approval of an application for participation in the Aeroflot Bonus program and the subsequent issuance of a card are possible:

• if you are between 21 and 65 years old;
• you permanently reside in Russia;
• have at least six months of work experience at the last place of work;
• total work experience of at least 12 months in the last five years.

Each member of the Aeroflot Bonus program receives a special member number after issuing a card. When the cardholder buys a plane ticket, he will name it, and the coveted miles will be credited to his card.

Once you become the owner of a debit card, you need to activate it on the Aeroflot Bonus website.

Sberbank card Visa Classic Aeroflot bonus

How does the Sberbank Aeroflot bonus card work in 2018

The conditions of the Aeroflot Sberbank card are thoughtful. When applying for a Visa Classic, the plastic owner receives 500 welcome miles, when applying for a Visa Gold - twice as many miles. In 2018, when opening Signatures as a gift, Sberbank immediately issues 1,000 bonus miles.

The owner of the Classic card receives one mile for every 60 rubles or 1 dollar or one euro spent.

Sberbank Gold Card Aeroflot has privileges - for the same amount spent, it receives one and a half miles to its account, and the owner of Signatures - two miles.

All three cards - Classic, Gold, and Signature - have a three-year validity period. For all three plastics, funds are replenished in cash without paying a bank commission.

Operations on the Visa Classic card are limited - transfers up to half a million rubles a day, and you can cash out from the card for a maximum of 300,000 rubles a day and one and a half million rubles a month. Payment for using the card is 900 rubles (35 dollars or 35 euros) in the first year of operation. Then - 600 rubles (20 dollars or 20 euros) per year.

Sberbank card Visa Gold Aeroflot bonus

Operations on the Visa Gold card are limited by the Aeroflot bonus program a little less, although the maximum transfer amount is still the same half a million rubles a day. But cashing out - up to 600,000 rubles per day and a maximum of 3,000,000 per month. The cost of servicing a gold card is 3,500 rubles (120 dollars or 120 euros) in the first year of using it. In the second year and beyond, the cost does not change.

Sberbank Aeroflot signature card - plastic of the premium segment. Therefore, you can cash out a maximum of one million rubles from this card in a day, and five times more in a month. The transfer limit for one day is the same half a million rubles maximum.

How miles are credited to the Sberbank Aeroflot card in 2018

The principle of accumulating bonuses is as follows: the more purchases of goods and services of program partners and the greater the amount spent, the more miles are accrued, the cheaper the flight is and the more flights the cardholder can make. Special condition: the participation of the owner of the Aeroflot bonus card in the Charity Miles project is desirable.

The operation of crediting bonus miles to the card is performed every month. However, not all transactions will bring bonuses. You will not receive miles if you paid for goods and services - even those indicated in the Aeroflot Bonus program - in cash, which were withdrawn from the card at an ATM, from a smartphone or at a terminal. The rules require payment by card.

How to find out how many miles are on the Sberbank Aeroflot card?

The first way: go to the official website of Aeroflot and register in your personal account. The company's website has a calculator that will help you find out how many bonus miles you need to fly from one point to another. To do this, enter the data of the years of departure and arrival.

The second way: call the company's support service at 8-800-444-55-55.

The third way: ask the operator when buying a ticket.

The term for accruing miles to the card is approximately ten days after the cardholder has completed the flight.

The Aeroflot Bonus Program for Classic Owners from Sberbank guarantees that “your award flight will be 4,500 miles closer, including 500 welcome miles” within a year. For the owner of Gold from Sberbank, welcome miles are 1,000, and "an award flight will be 7,000 miles closer."

Sberbank Signature card Aeroflot bonus

Possibilities of debit cards Visa Aeroflot Sberbank in 2018

Sberbank Aeroflot bonus debit card, that is, it has all the advantages of this type of plastic. With a Visa card, its owner can freely withdraw funds from an ATM, pay for goods or services at any outlets where there are POS-terminals.

With a debit card, you can make any online payments, replenish your account from a card and vice versa, link a card to an electronic wallet.

The Sberbank Aeroflot card is often used as a payroll card - the accounting department will be able to transfer the money earned by the cardholder to it without any problems.
In addition to the usual features, the Sberbank debit card has special buns. The owner of the Visa card - and Classic, and Gold, and Signature - can connect the services of a mobile bank and Sberbank Online. He can become.

There are special privileges for a VISA Gold cardholder, which are given not by Sberbank, but by the payment system itself. For example, abroad, the cardholder can get legal or medical advice. Visa offices abroad and in the Russian Federation will provide financial assistance to the holder of a gold card if he finds himself in a difficult situation - for example, he lost his card on a trip.

The possibilities of Aeroflot Sberbank Visa cards are quite wide, so user reviews on the forums are mostly positive. Although there are also enough dissatisfied citizens, people suffer mainly from the actions of air transport companies, and not from the functionality of the bank cards themselves.

Relevance: April 2019

There are Sberbank debit and credit cards that support the Aeroflot Bonus program.

Sberbank of Russia offers to the attention of everyone a loyalty program from Aeroflot.

By becoming an Aeroflot cardholder, you will be able to automatically make non-cash payments when buying goods or paying for services, while accumulating miles.

Bonus miles can be used by the cardholder to pay for air tickets.

Types of cards

Sberbank issues 2 types of cards that support the Aeroflot Bonus program - debit and credit. Each of them has its own terms of use and tariffs.

Debit

Everyone is offered a choice of 2 types of bonus debit cards: Aeroflot Visa Classic and Aeroflot Visa Gold.

Classical:

• 500 welcome miles are credited to the Aeroflot Visa Classic card, and for every 50 rubles spent, the cardholder will receive 1 mile as a bonus.
• Credit card maintenance will cost 900 rubles a year. It will be available for 3 years.
• There is also a 50-day grace period.
• The necessary protection of card data is provided by a special electronic chip.

The card payment system provides its owner with the following benefits: discounts on services or goods of organizations that are directly involved in this program, legal support and medical assistance abroad.

Golden:

• Maintenance of the Aeroflot Visa Gold Card will cost its owner 3,500 rubles annually.
• 1000 welcome miles have already been credited to the card.
• For every 30 rubles or 1 euro/dollar used by the cardholder, the next 1.5 miles will be credited.

Every resident of Russia who has citizenship and has reached the age of 18 can apply for Aeroflot bonus debit cards. To do this, you just need to contact any branch of Sberbank.

As for the special card for a child, it is issued only when the child reaches 10 years of age.

Credit

This type of card is also available in 2 types - plain and gold. The grace period for both types of loans is the same and is 50 days. Additional cards are not provided, but Aeroflot Visa Gold supports the Visa PayWave contactless payment system.

Accounts can only be opened in rubles. The term of use is 3 years. The cost of maintaining this type of card is identical to the cost of the annual maintenance of debit cards. Miles are also credited under the Aeroflot Bonus program.

The card has a credit limit of 600,000 rubles. The level of the interest rate directly depends on the way the client acquired the card itself: the client's initiative or an offer from Sberbank itself.

In the first case, the rate will be equal to 33.9% per annum. If the purchase of the card was made with the offer of Sberbank, then in this case the annual rate will be 25.9% for both Gold and Classic.

Conditions for issuing a loan

Every citizen of Russia who is already 21 years old can apply for a credit card at Sberbank.

But, citizens who have reached the age of more than 65 years can no longer use this service.

For the registration process, you will need a small list of documents: a passport, registration, a document confirming employment and income. In addition, a citizen must work in the last place for at least six months and have a total length of service of at least 1 year.

Within two days, the client receives the consent or refusal of the bank to issue a credit card.

Gold Card Privileges

There are a number of advantages for Sberbank Aeroflot Gold Card holders:

• Free access to any lounge with one guest at all airports in the world.
• Free extra baggage.
• Free space service.
• Priority check-in.
• Quick baggage claim.
• Credit of 5,000 bonus miles.

A complete list of the advantages of this type of card is indicated in the accompanying documents.

In addition to the listed bonuses, the Gold Card provides its owner with the opportunity to use special incentives for customers for a large number of flights. These are special discounts on tickets that the cardholder can purchase not only for himself, but also for his entire family.

With the required number of accumulated miles, the flight can even cost you for free.

But, when flying to European countries, even with the required number of bonus miles, you still have to pay a fee in the amount of 2 to 4 thousand rubles.

Bonus miles

You can view the conditions for earning miles, find out miles on the map or calculate them using the Bonus Calculator service on the aeroflot-bonus.ru website.

In order to connect Aeroflot Bonus to a Sberbank card or register a card, you can contact any branch of the bank.

How are miles calculated?

Bonus miles on the Sberbank Aeroflot card are accrued according to the type of the card itself. For holders of Visa Classic Aeroflot and Visa Gold Aeroflot cards, a bonus of 1 and 1.5 miles is accrued for every 50 rubles, respectively.

When opening the first type of card, 500 miles are automatically credited. Gold Card holders can count on 1,000 bonus miles.

Activation

Having received a card at any branch of Sberbank, you need to activate it. For this purpose, you need to go to the official website of Aeroflot, then follow the link "Personal account" - "Join the Aeroflot Bonus program" and register in the link "Activate personal account for joint bank cards".

After that, you can enjoy all the benefits and features of the Sberbank Aeroflot Bonus Card.

Some people have doubts about whether all these bonuses and discounts that can be obtained with the Aeroflot Sberbank Gold Card are necessary. Passengers who often make air travel no longer doubt this.